Ayushman Card Guide to Avail Benefits in Hospitals

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If you possess an Ayushman card, you have taken a significant step toward securing access to quality healthcare in India. This comprehensive guide will walk you through the process of using your Ayushman card at hospitals, highlighting the benefits and providing valuable insights for a seamless healthcare experience.

Understanding Ayushman Bharat

Before diving into the specifics of using your Ayushman card, let’s understand what Ayushman Bharat is all about. Ayushman Bharat, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a flagship healthcare scheme initiated by the Government of India. It aims to provide financial protection to over 10 crore vulnerable families by offering a health cover of up to Rs. 5 lakh per family per year.

Eligibility Criteria

Before using your Ayushman card, ensure that you meet the eligibility criteria:

  • Socio-Economic Caste Census (SECC) List: Your name should appear in the SECC list prepared by the government.
  • Deprivation Criteria: Families identified based on specified deprivation criteria are eligible.
  • Urban or Rural Residence: Ayushman Bharat extends its benefits to both urban and rural areas.

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Obtaining an Ayushman Card

To use your Ayushman card, you must first obtain one. Here’s how:

1. Check Eligibility

Confirm that your family meets the eligibility criteria mentioned earlier.

2. Apply for Enrollment

You can apply for enrollment through your nearest Ayushman Bharat Empanelled Health Care Provider (EHCP), Common Service Center (CSC), or the nearest hospital.

3. Required Documents

Ensure you have the necessary documents, including identity and address proof, for the enrollment process.

4. Verification

Your application will be verified, and upon approval, you will receive your Ayushman card.

Using Your Ayushman Card in Hospitals

Now that you have your Ayushman card, here’s how to make the most of it when seeking healthcare services at hospitals:

1. Choose an Empanelled Hospital

To avail the benefits of Ayushman Bharat, you must visit an empanelled hospital. These hospitals are authorized to provide services under the scheme.

2. Present Your Ayushman Card

Upon reaching the empanelled hospital, present your Ayushman card at the reception or the designated counter.

3. Verification

The hospital staff will verify your card and check your eligibility for the scheme.

4. Treatment and Services

Once your eligibility is confirmed, you will receive the necessary medical treatment and services as required.

5. Cashless Treatment

One of the significant advantages of Ayushman Bharat is cashless treatment. You won’t have to pay for the covered services; the hospital will bill the expenses directly to the Ayushman Bharat scheme.

6. Post-Treatment Process

After receiving treatment, ensure that all the relevant documentation is in place. This includes medical records and receipts.

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Benefits of Ayushman Card

Using your Ayushman card at hospitals offers several benefits:

  • Financial Protection: The scheme provides financial protection by covering medical expenses up to Rs. 5 lakh per family per year.
  • Wide Network: Ayushman Bharat has a vast network of empanelled hospitals across India, ensuring accessibility to healthcare services.
  • Cashless Treatment: You can avail cashless treatment at empanelled hospitals, reducing the financial burden on your family.


The Ayushman card is your gateway to quality healthcare without the worry of hefty medical bills. By understanding the eligibility criteria, obtaining the card, and following the steps mentioned above, you can use your Ayushman card with ease and confidence at empanelled hospitals across the country. With its extensive coverage and financial protection, Ayushman Bharat strives to make healthcare accessible and affordable for all.

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